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Registering an Antique Vehicle



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Old 03-15-2010, 12:48 PM   #26
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Originally Posted by BIG-TEX View Post
X2, If anyone reading this i actually dumb enough to try and drive w/o insurance I feel for ya.
I don't!!!

If you are a big enough retard to drive with out insurance you deserve a ticket and have your junk towed.

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Old 03-15-2010, 02:12 PM   #27
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That's becuase I have already posted the exception to the rule and you won't be able to prove me wrong.
Nope. You only posted the part of it that you want to see. I'm quite certain that if you read ALL of the sections, and follow all of their references to other sections, you'll see that it is still illegal to drive on public roads without either A) Insurance on the vehicle or B) Providing proof that you have passed all of the tests required to take on the financial responsibility personally. Yep, it's all quite confusing, but the lawyers like to write it that way so that they can charge big bucks decoding it.

Just as an aside, even if you use your rig off-road only, it's a good idea to have liability insurance of some type. While we often have fun out there, sometimes people get injured or killed on wheeling trips. If your rig is involved in such an incident, be assured that the other party's lawyers will be coming after you, your money and your stuff. It's the American Way!
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Old 03-15-2010, 02:24 PM   #28
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I agree with having insurance (or a state bond) on any vehicle, even IF you find a loop hole in the law YOU are responsible for any damages you do on public roads. beside the first thing they ask you for is your proof of insurance , if you don't have it with you your are going to be detained or ticked or both even if they are wrong to do so.you still get the ride... for example, my friend owns a Well drilling company.He has Texas machinery plates that do not require his truck to be inspected or insured ( because the company has to be bonded and insured anyway) but he got pulled over so much and had to explain,pull papers that he had in his glove box to much he was losing work time and lost appointments.So to avoid the hassle he had his truck inspected and insured to save time. of course he still gets pulled over from time to time for not having a front license plate because they only issue 1 .
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Old 03-15-2010, 02:26 PM   #29
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I agree with having insurance (or a state bond) on any vehicle, even IF you find a loop hole in the law YOU are responsible for any damages you do on public roads. beside the first thing they ask you for is your proof of insurance , if you don't have it with you your are going to be detained or ticked or both even if they are wrong to do so.you still get the ride... for example, my friend owns a Well drilling company.He has Texas machinery plates that do not require his truck to be inspected or insured ( because the company has to be bonded and insured anyway) but he got pulled over so much and had to explain,pull papers that he had in his glove box to much he was losing work time and lost appointments.So to avoid the hassle he had his truck inspected and insured to save time. of course he still gets pulled over from time to time for not having a front license plate because they only issue 1 .
So here is an excellent example of the hassles you face should you chose to have insurance. Why would you want to go through any of that??? Thanks for sharing!
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Old 03-15-2010, 02:54 PM   #30
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I worked with a company that was self insured for years, they are now insured. TOO MUCH TROUBLE. Also, I will tell you a little bit about antique plates since I have 3 vehicles wearing them. Plan to get stopped. Plan to have a the officers most likely do an on the spot inspection on your vehicle. Plan to get a ticket if you are not legal and hope it is not bad enough to tow it. Also, I got stopped last night at 11pm. Luckily I got a cool officer. he saw no tags on my windshield and stopped me. Because my Jeep does look 25 years old he ran the plates, the VIN, checked my insurance. He also asked me where I was going that i had been out that late with it. I told him we had a Jeep gathering and I brought to show off. It is so easy to street legal....just do it. And forget about the no insurance thing, don;t you think if there was a loop hole every lawyer in town would on it and would have been handled already?
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Old 03-19-2010, 03:30 PM   #31
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is there a diff between antiq and classic? Well i didn't know if my truck was old enough for the antiq plates but filled out the classic form. I believe i still do gotta do my inspection does anyone know. =0)
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Old 03-19-2010, 04:28 PM   #32
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Originally Posted by SKULL CRUSHER View Post
is there a diff between antiq and classic? Well i didn't know if my truck was old enough for the antiq plates but filled out the classic form. I believe i still do gotta do my inspection does anyone know. =0)
classic you pay extra money every year for registration and it says classic on the plate. they both need to be 25yrs old to qualify.

p.s. stout trout, ive yet to be pulled over with my antique plates... knocking on wood as i type!
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Old 03-19-2010, 05:15 PM   #33
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i wasted 15 bucks =0(........ owe well my crusher is going to say classic truck lol
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Old 03-19-2010, 06:59 PM   #34
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I've got antiques on my '78 Dodge motorhome and on my '84 Chevy Dually. I filed the waiver through the state, just like it says to, and I don't have to carry insurance on them. It's in the paperwork in black and white. It is not the same as being self-insured. And when/if I do drive them on the road and not following the rules of the program I'm taking my own risks and am darn well knowledgeable of it and the consequences.

However, if you fk up somebody else's stuff, you're still liable. That part is the only common sense thing to come out of the back and forth y'all seem to be doing to every thread. Y'all will nitpick at each other like a bunch of old hens...
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Old 03-20-2010, 05:16 AM   #35
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is there a diff between antiq and classic? Well i didn't know if my truck was old enough for the antiq plates but filled out the classic form. I believe i still do gotta do my inspection does anyone know. =0)
The two main differences are that you will be exempt from having to have it inspected w/ the antique plates, and you have the 'ability' to request the liability insurance waiver that dubbyx talks about with the antiques also.

With antiques, you will not be able to request custom plates either.
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Old 03-21-2010, 07:17 PM   #36
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i want to know how yall are paying $17 a month? i went to ins my new truck and the best they could do is $50 a month. i told them it was driven less then 3000 miles a year and it did not make a diiference. my jeep has full coverage on it and it is only 70 a month.

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Old 03-21-2010, 09:09 PM   #37
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Does this thread every die???

Don't drive without insurance. Period. End of discussion. You're not being smart if you drive without it.

Be smart. Friends don't let friends drive without insurance.

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Old 03-21-2010, 09:49 PM   #38
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Does this thread every die???

Don't drive without insurance. Period. End of discussion. You're not being smart if you drive without it.

Be smart. Friends don't let friends drive without insurance.

I found this thread to be very informative. I didn't know half of the things that were discussed untill this came up. Kudos to those who brought in the good info.
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Old 03-22-2010, 06:12 AM   #39
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I found this thread to be very informative. I didn't know half of the things that were discussed untill this came up. Kudos to those who brought in the good info.
I'm not saying that there isn't good info. There is. I just figured that the insurance debate would have ended. It's all good. I was just being goofy. That's all.
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Old 03-24-2010, 01:34 PM   #40
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Seriously......You have to have evidence of financial responsibility to operate ANY motor vehicle on Texas roads, weather it's a classic or not.

I realize 3/4 of the people in Texas don't have insurance anyways, so who cares, right?

Believe me, if you get a ticket for no insurance, YOU have to prove you had it. And NONE of those previous post, laws, chapters, sections will get you past the fact that...... You have to have evidence of financial responsibility to operate ANY motor vehicle on Texas roads.
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Old 03-24-2010, 02:29 PM   #41
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One thing I have never understood was liability insurance,why do you need it for ALL of your vehicles? liability covers property to hit not what your driving.I think it would make sense to have a policy that goes with your drivers license,you drive your covered.I can only drive one at a time anyway.comprehensive would be just on a particular vehicle if you want or need it. I guess they do it just to get more money out of you.
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Old 03-24-2010, 08:37 PM   #42
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I have to agree. Personal name calling is not necessary anywhere here, however, this thread needs to be closed. Enough valuable information has been presented. The rest is just fodder and it's a moot point. Drive without insurance, you take take the risk.

Mods, please end this discussion. It needs to stop for the integrity of Texas4x4.
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